Saturday, 12 April 2014

My Top Tier Business Program (MTTB) begins... Or, 44 Reasons Why You Should Quit Your Job 5 Minutes Ago

I'm setting out to be wealthy and my journey starts here. To be more specific, I am setting out to be financially free, in the sense that money as a concept is not an object or an obstacle to acquiring or moving in any way I wish to - but rather it multiplies itself and unfolds ever more delightful modes of living.

I'm going to lay out my philosophies and the concepts I use, so that anyone can duplicate them and do likewise. The hope is that this blog will serve as a starting point to build a network of like-minded clear thinkers and sharers of bits of wisdom on the path. I wish to make friends, in short.

I don't really go for complex ideas or show-offy jargon. Ideas either work immediately, from day one, or they're binned. This will be a plain-speaking blog of virile language!

To be more accurate of course, this isn't the very start of my journey. I've been dabbling in internet commerce for some time, making some beer money and travel money, and before that I was an employee in the supposedly lucrative financial sector.

But I decided to educate myself financially, and I discovered, naturally, that everything I thought about money and wealth was wrong. And I loved that. How wonderful to know that all my cynical, conditioned thoughts were completely wrong, and that there is another world out there - a strong, hopeful one.

Two books I'll quickly mention to anyone who doesn't yet fully understand the power of thought: "As a Man Thinketh" by James Allen, and "The Power of Awareness" by Neville Goddard.

And so I came up with a handful of formulae for making some big money using the power of the internet. And the one I have settled on to use first is some kind of online MLM or duplicable franchise system.

So I just joined Matt Lloyd's My Top Tier Business online program, and I'm going to be blogging about it, giving an honest account of what it is, what I'm doing, and whether it's worth your while to do also.

MTTB is a kind of update of his old system, called MOBE (My Online Business Empire), and has elements of MLM to the commission structure. This last point is never explicitly stated in the literature, or the other phrase "network marketing", and I can understand why. These concepts are still poorly understood by the "man in the street", as we can see recently by the attacks on Herbalife, including the public bet against it by an influential hedge-funder, and the subsequent investigation by the FTC which has just started. Still, I expect them to be exonerated, just as Amway has been over and over. Pyramid schemes are notoriously difficult to define anyway, and as some have pointed out (including  Robert Kiyosaki), it is traditional corporations that most resemble pyramid schemes, where the value and remuneration flow from the bottom to the top while the orders flow the other way. The military is the same - cannon fodder on the bottom, a few authoritarians at the top.

MLM on the other hand is more like interlocking wheels, and if there is anything pyramidal it is more like an inverted pyramid where the remuneration flows to the bottom and the value flows the other way - sponsors essentially "working for" the new recruits in terms of providing them the tools to get rich themselves. And the product is not as important as the medium in which everyone works - which is a mutually beneficial arrangement where everyone is encouraged to think wealthy thoughts. It's only natural that your average employee-type might view this as being "like a cult." Little do they realise they're a member of some kind of suicide cult known as "traditional employment". I'll develop that idea in a minute.

Matt Lloyd himself likes to refer to the system as one of franchising, and that's okay too. Franchising and MLM actually started around the same time, and in the early days franchising was also attacked as being a scam - difficult as that may be to believe in age where the high street is dominated by franchises. Thing is, whereas 95% of businesses go bust in the first five years, 85% of franchises succeed. That's because its a turnkey duplication of a proven formula, that anyone can follow.

And when you're talking about an online franchise/MLM, you're talking serious power and serious leverage. The internet was truly made for exactly this kind of business. No more do wannabe MLMers have to order dubious health milkshakes and vitamin tablets in order to justify a network of sharing. No need to try and push this stuff onto your families and friends, or start acting like some kind of door-to-door Jehovah's Witness type. No, now we have the might of the internet and the intangible products and info products which itself help to spread the word further. Perfect.

See, I believe that this is the age where paradigms are being bust wide open, and wealth is going to flow like a gushing geyser into everyones' lives. The internet plays a large part in all this.

As a leveraged network of enormous power, the internet has created an explosion of information all over the planet, and the next stage is to take all this data, separate the wheat from the chaff, and turn that quantity into quality.

So, synthesis of the best stuff is what we're after, married to plain-speaking common sense.

The time truly is ripe for people to make money online. More and more people are waking up to the fact that traditional employment is a one-way ticket to hell, in just about any way you care to mention. There are truly no redeeming qualities to "having a job" at all. This applies even to the self-employed to some degree, since you're still being employed by a customer or client instead of a boss.

In fact, just for fun, let's list the qualities of a JOB (Just-Over-Broke) and then compare them with those of an online business such as MTTB.

Characteristics of employment lifestyle:
  1. Trade your time for money. Now look up the definition of the word "slave." This isn't semantics, and this is not a joke. Well, darkly humorous, maybe. Time - you know, that overarching asset that once spent, you will never have again, ever? Talk about opportunity cost...
  2. Give up the Spring and Summer years of your life to be free in the winter of life. And, by the way, accelerate the aging process while doing it.
  3. Necessary submission to conditioning, domestication. This will feed into all the other areas of your life decisions.
  4. Linear income. Paid x for y time, unless you do commission work or get (often largely arbitrary) bonuses.
  5. Remuneration often largely arbitrary and based on politicking, not merit. This is even celebrated as being "realpolitik" or "Machiavellian". Time to put an end to all that nonsense.
  6. You don't get to automate any processes unless you want to put yourself out of a job. Do it all manually (or is that menially?).
  7. You don't get recurring lifetime commissions or bonuses, and if you do you might end up being fired just so someone else higher up can collect them.
  8. You're utterly expendable. You're just a cog in a wheel, and even in the most sophisticated industries a monkey could probably be trained to do much as you do.
  9. You're a liability to the company. A drain. Or as the accountants would have it, a "cost centre." How's that feel, hotshot?
  10. In the employee world, being good to one another is not a smart way to rise. You're expected to "compete" in a dog-eat-dog way, but suck up to the boss as much as possible. It fosters the illusion of competition, and this mindset pops up again in immigration opposition, tribal sports and warfare.
  11. If you act as a healthy man does, and show an interest in the opposite sex around you, you put yourself at risk. So you suppress it. Your balls shrink, in other words. 
  12. You can't be playful. Instead, you have to treat your job in a kind of poe-faced way as if its very serious and whatnot. While you're there, anyway.
  13. You become politically correct and a liar. Dalrymple puts it incandescently well: "Political correctness is communist propaganda writ small. In my study of communist societies, I came to the conclusion that the purpose of communist propaganda was not to persuade or convince, nor to inform, but to humiliate; and therefore, the less it corresponded to reality the better. When people are forced to remain silent when they are being told the most obvious lies, or even worse when they are forced to repeat the lies themselves, they lose once and for all their sense of probity. To assent to obvious lies is to co-operate with evil, and in some small way to become evil oneself. One's standing to resist anything is thus eroded, and even destroyed. A society of emasculated liars is easy to control. I think if you examine political correctness, it has the same effect and is intended to."      
  14. The more pointless or aggressive make-work you can conjure up, the more jobs get created.
  15. No passive income. Only get paid while you're at work. And, as is often over-looked, get paid at a time period after you've done the work - sometimes up to a month later.
  16. Taxed at source. At source, mind you, so if you get to reclaim some, it may not be until a year or so hence. Time value of money, anyone? And taxed at a rate which is, essentially, stupefying. 20-50%, when all is told.
  17. Highly risky and insecure. All your eggs are in one basket. Your only income stream. No insurance against redundancy, which also happens to be at the whim of just one other person above you acting unilaterally.
  18. Unscaleable. There's only one of you, and only so many hours in the day.
  19. Time away from family and friends. And then, instead, frequently you're with dickheads instead. If you're the average of the five people you spend most time with, what does that make you? Being in the company of the same people, you will become like them. Mannerisms, tics, jokes, lifestyle decisions... all a carbon copy of the little people around you.
  20. Time away from yourself. A lack of space, time you cannot spend alone in contemplation, or daydreaming, or listening to your body or allowing new better dreams to crystallise.
  21. Often you're dealing with tangibles in a brick and mortar business, requiring your physical presence and shipping physical goods with all the associated liabilities. 
  22. An attitude of lack. Employees tend to act as if they're all competing for slices of a pre-existing pie, rather like dogs or other animals would set up a pecking order for dinner. This is exactly the kind of mentality that invented the notion that energy cannot be created or destroyed. So why be creative anyway, right? Right?
  23. Cost of transport to and from job, in terms of money, time, stress, and dignity, when you have your head jammed into someone's armpit at rush hour.
  24. Inbred social life. You tend to be forced to socialise with your fellow office workers.They often even marry each other. Sexy? Really?
  25. Erosion of virile qualities such as courage, free-thinking and self-sufficiency. You become a bitch to HR's rules and regulations.
  26. Unoutsourceable. You can't get some guy in India to do it for you at a fraction of the wage. Unless, of course, management decides to do just that and you're gone.
  27. Unleverageable. Unlicensable. You can't recruit someone to do as you do and share in the profits or wages. You're neither the sponsor nor the direct beneficiary of your own labour or that of your co-workers. By extension, you have no reason to support or encourage them either.
  28. No ownership rights, no equity. No control.
  29. All future interest handed over and lost forever. This is a point I will develop in future posts. This may be the single most crucial aspect of all, when thinking about wealth creation.
  30. Narrow range of experience. As even Adam Smith observed (yes, he - the "father of economics" and postulator of the divsion of labour as the source of the benefits from trade), the man who has a job doing the same thing over and over again becomes about "as stupid as a man can be." Erosion of imagination. Process of solving problems reduced to a company manual, and anything else leaves the employee slack-jawed.
  31. You've got a boss. You have to do what he says, or you're fired. And according to the Peter Principle, he's likely already risen to his level of maximum incompetence (
  32. Must beg to raise your fixed income, and even then you might get some more scraps no more than once a year at best, and often not enough to even cover inflation.
  33. Very little freedom or autonomy. You may find yourself asking permission to piss.
  34. What you do is essentially meaningless to your own life, except in the extremely limited sense of indirectly causing a periodic wage to come in.
  35. Maybe two short holidays a year. Lucky you.
  36. If you're sick or hungover or worn out, fear still drives you into the office so you can get more worn out. And on the reverse side,you get sick people coming in to spread it to you. And I'm not just talking physical sickness, either. 
  37. Promotion of the effete human qualities. For one reason or another, the victim mentality works incredibly well in the employee system. You can be given many things if you claim victimisation. Indeed, you become the biggest bully of all.
  38. You aspire to be like your boss. He's your future, if you're a good boy. Think about that.
  39. You're essentially just a messenger boy for the corporate flag (logo).
  40. It's a hard slog, and its all in vain as its not aligned directly with your own interests. 
  41. It's a kind of conspiracy against the public. You use psychological techniques to induce sales whether  or not the product is any good for the buyer.
  42. You're by yourself and not for yourself. There's no-one to cover your ass, but there's plenty wanting to take your credit.
  43. Is all about divide and conquer, as is the whole political arena. Compartmentalisation. Cubicle hell. Left hand not knowing what the right hand is doing. Confusion. Isolation. Handing off of of responsibility to "experts" who are anything but.
  44. Become a coward and a whiner. Indeed, what else is left?

Hm. That's a longer list than even I intended. And I could have gone on. Still, as anyone with a brain will conclude from the above, the cost of being employed is far, far higher than the cost of being unemployed with zero income (in the bum-freeloader sense that people think of that, although in actuality the very richest people on the planet are both unemployed and receive no income as such). It may even be preferable to starve to death than be an employee. "Freedom or death" is more than a cute catchphrase.

The employee mindset, which has been carefully nurtured by giant industrial overlords, who are also slaves in their own way, is the dismal grey shadow spread across the plant like some kind of Mordor, stoked and sustained by a dismal stream of dismal, violent and hopeless "news reports" from media outlets sch as the BBC, which justify mass churlishness and suspicion of one another, along with a kind of fatalistic adherence to a routine which is torturing them lovelessly into a grave which will be gratefully received. The fact that the "news" is fake and fabricated from nose to tail is almost irrelevant - it serves its purpose admirably and incredibly successfully. People want to believe it. They ask for it. After all, no-one has to switch the TV on.

Now, let's compare point-by-point to the online business models such as MTTB. Bear in mind I haven't received any income from it yet, but I certainly expect to:

Characteristics of networking lifestyle:
  1. Money and time work for you, and create more money and time.
  2. Get to enjoy the Spring and Summer years of your life, and end up very financially abundant in the Autumn and Winter years too. All while staying youthful in outlook and body.
  3. No submission to conditioning, domestication. Indeed part of your mission is to help others to overcome these kinds of thought-disease.
  4. Exponential or geometric earning potential. Unlimited, sky's the limit, etc.
  5. Is all merit. You get what you deserve, no question.
  6. You get to automate as much of the menial stuff as you wish.
  7. You get recurring payments with no extra work.
  8. You are you business, and your business is you. You are irreplaceable and unique and essential.
  9. You're an asset to the business, indeed the primary asset. There are actually very few liabilities in the business at all.
  10. In the networking world, biblical admonitions such as "treat others how you would be treated" actually make sense, and they work. And not in a suck-up sense either, but a mutually supportive sense. You become inherently moral. We know there's no such thing as competition. You do well, I do well. Period.
  11. You get to goof around whenever you like, and wink at girls wherever you find yourself. If you want. You get to keep your balls. 
  12. You get to remain playful, and hence learn and create faster and better.
  13. Lies and political correctness become anathema to your mission.
  14. You can and should eliminate everything from your life and business which is not necessary. Streamlining in a Tim Ferris 80-20 kind of way becomes fun and profitable.
  15. Passive income. Get paid while sleeping, while sitting on the beach, while partying, while meditating, while eating shrooms. And you can set things up to receive incomings before needing to pay outgoings, like Walmart does.
  16. Not taxed at source. Indeed, many of the benefits may be untaxable.
  17. Low risk. Small overheads, diversified income streams. Can't be made redundant, obviously.
  18. Scaleable. You can make as much as the amount of people you can reach out to in a positive way.
  19. Get to spend time with the people that mean most to you. And that includes meeting new mentors who you most wish to emulate.
  20. Get to spend time with yourself, and dream (and dream big!).
  21. No brick-and-mortar tangible goods to ship.
  22. An attitude of abundance. Networkers know that wealth is created, not taken from anyone else.
  23. Home business, no stressful demeaning transport in human cattle compartments.
  24. Expansive social life. Meet the most generous enlightened interesting people from all over the world.
  25. Development of the virile qualities. No more a bitch to anyone else.
  26. Outsourceable. This applies to many internet businesses, although not so much specifically to MTTB. This is not as much a benefit to me as it is to many as popularised by Tim Ferris. Being an employer is almost as abhorrent to me as being an employee.
  27. Leverageable. Licensable. Duplicable. This is key. I can recruit someone to do as I do and we all share in the profits or wages. We can be sponsors and direct beneficiaries of our own labour, and hence have good reason to support and encourage them.
  28. Ownership rights, equity, control.
  29. Future interest recaptured and retained by the mutual network.
  30. Wide range of experience, many and varied new friends and time to develop new skills.
  31. No boss. 'Nuff said. In MLM, you get a sponsor who works for you and who does well when you do well. In MTTB I got a coach. Admittedly, he hasn't had to do a great deal, but we'll get to that.
  32. No need to go cap in hand to anyone in order to raise your earnings. Quite the reverse, in fact.
  33. Full freedom and autonomy.
  34. What you do has meaning. Take this blog. I can talk plainly, maybe make friends, and in the process help others to become wealthy and happy.
  35. Your whole life is a holiday.
  36. Don't have to work if you don't feel like it. Funny that such a simple thing should be so significant. And you don't get sick and morose people coming into your house either. 
  37. Promotion of the noble qualities. Rather than looking for victims (or looking to be one), you look for good people to share good stuff with.
  38. You aspire to be like the best version of yourself that you can think of. He's your future.
  39. The medium is the message, and you are both. You are the sharer of the product, and the product itself, but in a good way.
  40. It comes easy and is aligned with your best interests.
  41. Is a wealth creation and wealth sharing vehicle. People really do come first, finally.
  42. You're for yourself but not by yourself.
  43. Is holistic. The network is more than the sum of its parts. You're tapping into the same power that made the Masons and all those other annoying secret societies so powerful.
  44. Become increasingly rich and happy.

I think I've made my point.

So, what about MTTB, then? When I joined up I got allocated a coach, who opened up access to the 21 steps.

The 21 steps monthly consists of videos which lean heavily (and correctly, in my view) on mindset, and the benefits of the IM lifestyle, which to me was admittedly preaching to the converted. However, Matt and his partner Mike impressed me with their obvious knowledge and vision, as well as coming across as genuinely likeable.

I also got a coach, who admittedly has done little more than open up access to the various extra steps as I progressed, and then the 30-day traffic programme, which I have yet to go through (instead I thought I would just start blogging here).

So I finished the 21 steps, and was presented with a number of banners in order to promote MTTB to the world, and thereby score commissions. I'm not going to show any, at last not yet, because the blogspot bots might decide this blog is spam. But they're pretty good.

So again, we see that Matt knows what he's doing. And really, that's just the point, and what I'm saying. Find a guy with a vision and a system, and duplicate the system. Easy-peasy. The same thing that makes torrents so powerful in file-sharing is now being used to make money. And in the most ethical way possible: Through the sharing of a powerful, mutually beneficial idea.

If Ray Kroc (the McDonalds founder) were alive today, I reckon this is what he'd be doing. And I can't think of a better compliment for Matt Lloyd and MTTB.

So that's that. I'll update this regularly, and feel free to post whatever you want in the comments section.

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